Investment Property Loans
Finance Your Next Rental
DSCR, portfolio, conventional, asset-based programs. No tax return options available. Finance 1-100+ properties. Cash-out to buy more.
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Investment Property
Why investors choose us
Multiple loan programs designed for real estate investors at every stage.
No Tax Returns
DSCR & asset-based options
Qualify on property cash flow or liquid assets. Perfect for self-employed investors, retirees, or high-net-worth individuals.
Finance 1–100+ Properties
Portfolio loans available
Whether it’s your first rental or your 50th, we have programs that scale with your investing goals.
Cash-Out to Buy More
Use equity strategically
Pull cash out of existing rentals to fund down payments on new properties. Leverage your portfolio to grow faster.
How it works
Get your quote
Tell us about the property, your goals, and how many properties you own. We’ll match you with the best program.
Submit minimal docs
DSCR loans require no tax returns. Just proof of rental income, property info, and basic financials.
Close & start earning
Close in 21–30 days and start collecting rent. Repeat the process to grow your portfolio.
Do you qualify?
Investment property loan requirements:
Ready to finance your next rental property?
Get your personalized investor loan quote in 60 seconds. No credit impact.
Investment Property Loan FAQs
What types of investment property loans do you offer?
We offer DSCR loans (qualify on rental income), portfolio loans (multiple properties), conventional investment loans, asset-based loans, and cash-out refinance for investors. Each has different requirements and benefits.
Can I get an investment property loan without tax returns?
Yes! DSCR loans and some asset-based programs do not require tax returns. You qualify based on the property’s rental income (DSCR) or liquid assets instead of personal income.
How much do I need for a down payment?
Typical down payments range from 15% to 25% depending on the loan program, credit score, and number of properties you own. First-time investors usually need 20-25% down.
Can I finance multiple properties at once?
Yes! Portfolio loans are specifically designed for investors with multiple properties. We can finance 1–100+ rental properties with the right program.
How long does it take to close an investment property loan?
Most investment property loans close in 21–30 days. DSCR loans often close faster (21–25 days) because they require less documentation.
What is a DSCR loan?
DSCR (Debt Service Coverage Ratio) loan qualifies you based on the property’s rental income, not your personal income. No W-2s, no tax returns, no pay stubs. If the rent covers the mortgage payment, you qualify.
Can I get an investment property loan in California?
Yes. LoanAll.com is a licensed California mortgage broker (CA DRE #01212512, NMLS #2787839) and handles investment property loans throughout the state. Use Form Instead → for a free quote.
Quick Investor Loan Quote
Fill out the form below and we'll match you with the best program.
LoanAll.com · CA DRE #01212512 · NMLS #2787839
Licensed California Mortgage & Real Estate Broker
888-421-1117 · info@loanall.com
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