Frequently Asked Questions
What loan programs do you offer?
We support conventional, FHA, VA, jumbo, DSCR, bank statement, portfolio, commercial, and construction-related programs based on borrower profile and property type.
Do you do DSCR loans with no tax returns?
Yes. Many investor programs qualify using property cash flow rather than personal tax-return income, subject to lender DSCR thresholds and reserve requirements.
Can I finance multiple investment properties?
Yes. Portfolio and investor-focused lenders can finance multiple properties when debt service, reserves, and asset management history support the file.
What's the difference between commercial and residential loans?
Residential loans typically focus on 1-4 unit underwriting and agency rules, while commercial financing emphasizes property income, lease quality, and business-level risk metrics.
Do you do construction loans?
Yes. We can structure construction-to-permanent and specialized draw-based financing for qualifying borrowers and builder timelines.